Conditions de crédit - Lender-Private

Credit conditions

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Credit conditions

Conditions for obtaining a loan

Do you want to know the conditions for obtaining a loan? Lender-Private answers all your questions.

Before granting you credit, our platform verifies your eligibility. The most frequent criterion concerns your repayment capacity. You must therefore demonstrate, through various documents and supporting evidence, that you have sufficient repayment capacity to meet your monthly payments without difficulty.

You must have between 18 and 80 years old.
To have available regular and sufficient income
Our loan is repayable over a period of 12 to 300 months, depending on the amount borrowed.
Provide a complete and verifiable file
Interest rate: 2.90% to 3% according to the project.
To have a suitable repayment capacity the amount requested
To be able to settle the administrative fees related to credit processing

Specific conditions for entrepreneurs

To exercise a declared and legal activity
Justify stable professional income
Provide recent financial documents (balance sheets, declarations)
Introducing a project or clear funding need

Documents required for your credit application

Documents to provide

📄 Documents required for your credit application

A valid ID (identity card or passport)
A proof of income (pay slips, bank statements, etc.)
And recent proof of address
THE recent bank statements (usually the last 3 months)
And RIB / IBAN

🧾 For entrepreneurs / professionals

THE documents relating to the activity (trade register, articles of association, etc.)
THE recent financial statements
THE tax returns
And business plan or forecast (if necessary)

Discover how our responsive and personalized financing solutions can help your business move forward — contact our team of experts today for a confidential discussion. Contact us now.